tokevenGPT · Mid-tier · 1,050K context window
GPT 5.4 pricing for financial analysis
$0.0800 per call at 8,000 input / 4,000 output tokens.
Per call
$0.0800
10K calls/mo
$800
Cache savings
90% off input
Batch savings
50% off all
Calculate your GPT 5.4 costs
Adjust token counts, volume, and discount toggles to model your financial analysis spend. Prices verified daily against provider pricing pages.
Configure your usage
Estimated cost
Quick start
Call GPT 5.4 with the OpenAI Python SDK:
from openai import OpenAI
client = OpenAI()
response = client.chat.completions.create(
model="gpt-5.4",
max_tokens=4000,
messages=[{"role": "user", "content": "Your prompt here"}]
)
# Cost: ~$0.0800 per call at standard rates
# Input: $2.50/MTok
# Output: $15.00/MTokHow GPT 5.4 compares on cost
Per-call cost for all models scoring 50+ on financial analysis benchmarks. Hover for details.
Cheapest viable option: Claude Sonnet 5 at $0.0560/call (30% less, 90/100 quality).
What drives financial analysis cost
Financial analysis carries large structured inputs (statements, tables, time series) and produces detailed reasoning as output, so it is expensive on both sides. Tabular data is token-dense, and formatting choices in how you serialize a table can change input cost by a wide margin before you have changed anything about the model.
For GPT 5.4 specifically, that means output tokens cost 6.0x more than input, at $15.00 vs $2.50 per MTok. At this use case’s 8,000/4,000 token split, output accounts for 75% of the $0.0800 per-call cost.
Complete GPT 5.4 pricing breakdown
Standard token rates
| Direction | $/MTok | Tokens per call |
|---|---|---|
| Input | $2.50 | 8,000 |
| Output | $15.00 | 4,000 |
Prompt caching: 90% off input tokens
Caching drops input cost from $2.50 to $0.25/MTok. For repeated system prompts, that saves $0.0180 per call.
Batch API: 50% off all tokens
Submit requests asynchronously and receive 50% off all token costs. This works best for offline pipelines where latency requirements are flexible.
Monthly cost projections
| Monthly volume | Cost per call | Standard monthly | Cached monthly | You save with caching |
|---|---|---|---|---|
| 10,000 calls | $0.0800 | $800 | $620 | $180 |
| 50,000 calls | $0.0800 | $4,000 | $3,100 | $900 |
| 100,000 calls | $0.0800 | $8,000 | $6,200 | $1,800 |
| 500,000 calls | $0.0800 | $40,000 | $31,000 | $9,000 |
| 1,000,000 calls | $0.0800 | $80,000 | $62,000 | $18,000 |
GPT 5.4 quality benchmarks for financial analysis
GPT 5.4 is a solid pick for financial analysis
Scores 80/100 (rank #5 of 20). Good balance of quality and cost for financial analysis.
Top-ranked: Claude Fable 5 (98/100) at $0.2800/call
Performance across all task types
GPT 5.4 scores by task type. Financial Analysis highlighted.
| Task type | Confidence score | Rank out of 20 |
|---|---|---|
| Summarization | 91/100 | #1 |
| Q&A | 91/100 | #1 |
| Extraction | 89/100 | #1 |
| Classification | 88/100 | #1 |
| Code Generation | 84/100 | #4 |
| Code Review | 82/100 | #5 |
| Reasoning(current page) | 80/100 | #5 |
| Creative Writing | 78/100 | #5 |
Confidence scores are a third-party benchmark snapshot from week 29 of 2026. This snapshot is 8 weeks old, so treat the scores as directional and validate against your own evals.
Alternative models for financial analysis
8 models score 80+ on financial analysis benchmarks, sorted by input rate. Cheapest: Claude Sonnet 5 (30% less, 90/100 quality).
| Model | Provider | Input $/MTok | Output $/MTok | Quality | Per call | vs GPT |
|---|---|---|---|---|---|---|
| Claude Sonnet 5 | Claude | $2.00 | $10.00 | 90/100 | $0.0560 | 30% cheaper |
| GPT 5.6 Terra | GPT | $2.00 | $12.00 | 82/100 | $0.0640 | 20% cheaper |
| Gemini 3.1 Pro | Gemini | $2.00 | $12.00 | 90/100 | $0.0640 | 20% cheaper |
| Claude Sonnet 4.6 | Claude | $3.00 | $15.00 | 88/100 | $0.0840 | 5% more |
| GPT 5.6 Sol | GPT | $4.00 | $20.00 | 96/100 | $0.1120 | 40% more |
| Claude Opus 4.8 | Claude | $5.00 | $25.00 | 97/100 | $0.1400 | 75% more |
| GPT 5.5 | GPT | $5.00 | $30.00 | 95/100 | $0.1600 | 100% more |
| Claude Fable 5 | Claude | $10.00 | $50.00 | 98/100 | $0.2800 | 250% more |
About GPT 5.4
Provider
GPT
Tier
Mid-tier
Context
1,050K tokens
Released
Mar 2026
Other models from GPT
| Model | Tier | Input $/MTok | Output $/MTok | Context |
|---|---|---|---|---|
| GPT 5.5 | Flagship | $5.00 | $30.00 | 1,050K |
| GPT 5.6 Sol | Flagship | $4.00 | $20.00 | 1,050K |
| GPT 5.6 Terra | Mid-tier | $2.00 | $12.00 | 1,050K |
| GPT 5.6 Luna | Fast / Budget | $0.20 | $1.20 | 1,050K |
You can compare GPT 5.4 head-to-head against any other model on our model comparison pages, or track how pricing has changed over time on the pricing history tracker.
GPT 5.4 pricing for other use cases
See how GPT 5.4 costs change across different workload types.
Code Generation
$0.0650/call
Unit Test Generation
$0.0825/call
SQL Generation
$0.0187/call
API Generation
$0.0975/call
Code Refactoring
$0.0700/call
Code Review
$0.0425/call
PR Review
$0.0650/call
Security Review
$0.0525/call
Bug Detection
$0.0425/call
Document Summarization
$0.0400/call
PDF Summarization
$0.0600/call
Meeting Notes
$0.0500/call
Email Summarization
$0.0150/call
Chatbot
$0.0200/call
RAG Pipeline
$0.0375/call
Customer Support Bot
$0.0225/call
FAQ Bot
$0.0158/call
Data Extraction
$0.0250/call
JSON Extraction
$0.0195/call
Invoice Parsing
$0.0140/call
Resume Parsing
$0.0183/call
Chain of Thought
$0.0825/call
Legal Analysis
$0.0850/call
Math Reasoning
$0.0488/call
Content Moderation
$0.002750/call
Sentiment Analysis
$0.002750/call
Categorization
$0.004250/call
Intent Detection
$0.002250/call
Copywriting
$0.0313/call
Blog Writing
$0.1225/call
Marketing Copy
$0.0470/call
Product Descriptions
$0.0238/call
Related pages
Frequently asked questions
How much does GPT 5.4 cost for financial analysis per API call?
A typical financial analysis call using GPT 5.4 costs about $0.0800 per call. This estimate uses 8,000 input tokens and 4,000 output tokens at standard rates. Standard rates are $2.50 per million input tokens and $15.00 per million output tokens.
Is GPT 5.4 the best model for financial analysis?
GPT 5.4 scores 80 out of 100 on financial analysis benchmarks overall. It ranks #5 across all 20 models in our cross-provider registry. The highest-ranked model for this task is Claude Fable 5 from Claude. That model scores 98/100 on this task type. Confidence scores are a third-party benchmark snapshot from week 29 of 2026. This snapshot is 8 weeks old, so treat the scores as directional and validate against your own evals.
What is the cheapest model for financial analysis with good quality?
The most affordable model for financial analysis above 80/100 quality is Claude Sonnet 5. It comes from Claude at $2.00 per million input tokens. Output costs $10.00 per million tokens with a quality score of 90/100. Switching from GPT 5.4 to Claude Sonnet 5 saves about 30% per API call.
How can I reduce my GPT 5.4 costs for financial analysis?
Three strategies lower GPT 5.4 costs for this task type effectively. Prompt caching gives a 90% discount on input tokens when reusing system prompts. The batch API gives 50% off all tokens for asynchronous processing workloads. Prompt optimization reduces token counts through more concise instructions and context windows. Combining caching with batching brings your cost from $0.0800 to about $0.004000 per call.
How does GPT 5.4 pricing compare to other GPT models?
GPT has 4 other models alongside GPT 5.4 today: GPT 5.5 at $5.00/$30.00 per million tokens (flagship), GPT 5.6 Sol at $4.00/$20.00 per million tokens (flagship), GPT 5.6 Terra at $2.00/$12.00 per million tokens (mid-tier), GPT 5.6 Luna at $0.20/$1.20 per million tokens (fast / budget). The right choice depends on whether your financial analysis workload prioritizes quality, cost, or speed.
What context window does GPT 5.4 support?
GPT 5.4 supports a context window of 1,050K tokens per API call. This sets the maximum combined length of your input prompt and generated response. For financial analysis, typical calls use 8,000 input and 4,000 output tokens. That is well within this limit, leaving room for longer prompts or multi-turn conversations.
Track what you spend on AI
This calculator estimates costs based on published rates only. Connect your API usage to see where your money goes and which models drive your spend.