Cost Calculator
Compare 14 AI models for financial analysis. Prices shown at 10K calls/month with default token counts.
Reasoning tasks require multi-step logic, analysis, or detailed problem solving by the model. Output tokens tend to be high because the model produces intermediate steps. The final answer follows a chain of reasoning that increases the output length.
Financial analysis carries large structured inputs (statements, tables, time series) and produces detailed reasoning as output, so it is expensive on both sides. Tabular data is token-dense, and formatting choices in how you serialize a table can change input cost by a wide margin before you have changed anything about the model.
Recommendations
Best quality
Claude Opus 4.8
97/100 confidence
Best value
Claude Sonnet 5
90/100 confidence · $140/mo
Budget pick
GPT 5.6 Luna
63/100 confidence · $16/mo
Monthly estimates assume 8,000 input / 4,000 output tokens per call. Use the detailed page for custom calculations.
Confidence scores are a third-party benchmark snapshot from week 29 of 2026. This snapshot is 8 weeks old, so treat the scores as directional and validate against your own evals.
Financial analysis carries large structured inputs (statements, tables, time series) and produces detailed reasoning as output, so it is expensive on both sides. Tabular data is token-dense, and formatting choices in how you serialize a table can change input cost by a wide margin before you have changed anything about the model. Across the 14 models we track, a typical call uses about 8,000 input and 4,000 output tokens.
GPT 5.6 Luna from GPT is the lowest-cost model we track for financial analysis, at roughly $16.00 for 10,000 calls per month. It scores 63 out of 100 on this task type.
Claude Opus 4.8 from Claude ranks highest for financial analysis, scoring 97 out of 100. Confidence scores are a third-party benchmark snapshot from week 29 of 2026. This snapshot is 8 weeks old, so treat the scores as directional and validate against your own evals.
These are estimates based on published rates. Track your real spend with the free dashboard.