GPT · Mid-tier · 128K context window

GPT 5.4 pricing for financial analysis

$0.0800 per call at 8,000 input / 4,000 output tokens.

Per call

$0.0800

10K calls/mo

$800

Cache savings

90% off input

Batch savings

50% off all

Calculate your GPT 5.4 costs

Adjust token counts, volume, and discount toggles to model your financial analysis spend. Pricing updated weekly.

Configure your usage

8,000
100100K
4,000
5050K
10,000
1001M

Estimated cost

Monthly cost
$800
10,000 calls/month
Cost per call$0.08
Daily cost$27
Input rate$2.50/MTok
Output rate$15.00/MTok
Analyze your real spend

Quick start

Call GPT 5.4 with the OpenAI Python SDK:

from openai import OpenAI

client = OpenAI()
response = client.chat.completions.create(
    model="gpt-5.4",
    max_tokens=4000,
    messages=[{"role": "user", "content": "Your prompt here"}]
)
# Cost: ~$0.0800 per call at standard rates
# Input:  $2.50/MTok
# Output: $15.00/MTok

How GPT 5.4 compares on cost

Per-call cost for all models scoring 50+ on financial analysis benchmarks. Hover for details.

Cheapest viable option: Claude Sonnet 5 at $0.0560/call (30% less, 90/100 quality).

Complete GPT 5.4 pricing breakdown

Standard token rates

Direction$/MTokTokens per call
Input$2.508,000
Output$15.004,000

Prompt caching: 90% off input tokens

Caching drops input cost from $2.50 to $0.25/MTok. For repeated system prompts, that saves $0.0180 per call.

Batch API: 50% off all tokens

Submit requests asynchronously and receive 50% off all token costs. This works best for offline pipelines where latency requirements are flexible.

Monthly cost projections

Monthly volumeCost per callStandard monthlyCached monthlyYou save with caching
10,000 calls$0.0800$800$620$180
50,000 calls$0.0800$4,000$3,100$900
100,000 calls$0.0800$8,000$6,200$1,800
500,000 calls$0.0800$40,000$31,000$9,000
1,000,000 calls$0.0800$80,000$62,000$18,000

GPT 5.4 quality benchmarks for financial analysis

GPT 5.4 is a solid pick for financial analysis

Scores 80/100 (rank #5 of 14). Good balance of quality and cost for financial analysis.

Top-ranked: Claude Fable 5 (98/100) at $0.2800/call

Performance across all task types

GPT 5.4 scores by task type. Financial Analysis highlighted.

Summarization91Q&A91Extraction89Classification88Code Generation84Code Review82Reasoning *80Creative Writing78
Task typeConfidence scoreRank out of 14
Summarization91/100#1
Q&A91/100#1
Extraction89/100#1
Classification88/100#1
Code Generation84/100#4
Code Review82/100#5
Reasoning(current page)80/100#5
Creative Writing78/100#5

Alternative models for financial analysis

8 models score 80+ on financial analysis benchmarks, sorted by input rate. Cheapest: Claude Sonnet 5 (30% less, 90/100 quality).

ModelProviderInput $/MTokOutput $/MTokQualityPer callvs GPT
Claude Sonnet 5Claude$2.00$10.0090/100$0.056030% cheaper
Gemini 3.1 ProGemini$2.00$12.0090/100$0.064020% cheaper
GPT 5.6 TerraGPT$2.50$15.0082/100$0.0800same cost
Claude Sonnet 4.6Claude$3.00$15.0088/100$0.08405% more
Claude Opus 4.8Claude$5.00$25.0097/100$0.140075% more
GPT 5.5GPT$5.00$30.0095/100$0.1600100% more
GPT 5.6 SolGPT$5.00$30.0096/100$0.1600100% more
Claude Fable 5Claude$10.00$50.0098/100$0.2800250% more

About GPT 5.4

Provider

GPT

Tier

Mid-tier

Context

128K tokens

Released

Mar 2026

Other models from GPT

ModelTierInput $/MTokOutput $/MTokContext
GPT 5.5Flagship$5.00$30.00128K
GPT 5.6 SolFlagship$5.00$30.001,000K
GPT 5.6 TerraMid-tier$2.50$15.001,000K
GPT 5.6 LunaFast / Budget$1.00$6.001,000K

You can compare GPT 5.4 head-to-head against any other model on our model comparison pages, or track how pricing has changed over time on the pricing history tracker.

Frequently asked questions

How much does GPT 5.4 cost for financial analysis per API call?

$0.0800 per call at 8,000 input / 4,000 output tokens.

Is GPT 5.4 the best model for financial analysis?

Scores 80/100, rank #5 of 14 models. Top-ranked: Claude Fable 5 at 98/100.

What is the cheapest model for financial analysis with good quality?

Claude Sonnet 5 scores 90/100 quality at $2.00/$10.00 per MTok. That is 30% less than GPT 5.4 per call.

How can I reduce my GPT 5.4 costs for financial analysis?

Three strategies: prompt caching (90% off input), batch API (50% off all tokens), prompt optimization. Combined: $0.0800 drops to about $0.004000 per call.

How does GPT 5.4 pricing compare to other GPT models?

GPT also offers: GPT 5.5 at $5.00/$30.00, GPT 5.6 Sol at $5.00/$30.00, GPT 5.6 Terra at $2.50/$15.00, GPT 5.6 Luna at $1.00/$6.00.

What context window does GPT 5.4 support?

128K tokens total. Typical financial analysis calls use 8,000 plus 4,000 tokens, well within limits.

Track what you spend on AI

This calculator estimates costs based on published rates only. Connect your API usage to see where your money goes and which models drive your spend.